MVFCU members are able to combine the construction loan process with a permanent loan for projects that would not normally qualify for conventional mortgage loan financing.  Projects that fall into this category may include; a lakefront cabin, a partially completed home, acceptable but atypical construction techniques, etc. Members are encouraged to have a strong equity position in the project up front and sufficient reserves for allowances for cost and time over-runs.

Rates, terms and fees will vary depending on your individual circumstances and project. Consultation with a Construction or Commercial loan officer is recommended.

Application Package Online Forms

The forms below are in PDF* format and can be filled in online and printed, or simply printed and filled in manually (filled in forms online cannot be saved at this time). Once you have completed the forms below, call us at 745-9165 or 694-4891, select option 5, x165 during regular business hours to set up an appointment. If you have any questions about the loan application package, call us at the above number, we're here to help you!